Terms of Service

Welcome to Financial, a premier investment company based in Norway. By accessing our services, you agree to abide by the following Terms of Service. Please read them carefully.

1. Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy. If you do not agree, please refrain from using our services.

2. Services Provided

Financial offers a range of investment services, including but not limited to:

• Investment advisory services
• Portfolio management
• Retirement planning
• Wealth management

We reserve the right to modify or discontinue services at any time without prior notice.

3. Account Registration

To access certain features of our services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the security of your password and accept responsibility for all activities that occur under your account.
• Notify us immediately of any unauthorized use of your account or any other breach of security.

We are not liable for any loss or damage arising from your failure to comply with these requirements.

4. User Responsibilities

As a user of our services, you are responsible for:

• Complying with all applicable laws and regulations.
• Providing accurate and honest information to us and our partners.
• Using the services for lawful purposes only.
• Not using the services in a manner that could damage, disable, or impair any part of the services or interfere with any other party’s use of the services.

5. Investment Risks

Investing in financial markets involves risk. You acknowledge that:

• Past performance is not indicative of future results.
• You may lose money, including your entire investment.
• It is your responsibility to assess the risks associated with any investment decisions.

Financial does not guarantee any specific outcome or return on investment.

6. Fees and Charges

By using our services, you agree to pay the fees outlined in our pricing schedule. We reserve the right to change our fees at any time, and any changes will be communicated to you through our website.

You are responsible for any taxes or other charges that may apply to your investments.

7. Third-Party Services

Our website may contain links to third-party websites or services. Financial is not responsible for the content or practices of these external sites. You access them at your own risk, and we strongly encourage you to review their terms and policies.

8. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, and software, is the property of Financial or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without prior written consent from us.

9. Limitation of Liability

To the maximum extent permitted by law, Financial and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including, but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of (or inability to access or use) our services;
• Any conduct or content of any third party on our services;
• Any content obtained from our services;
• Unauthorized access, use, or alteration of your transmissions or content.

10. Dispute Resolution

Any disputes arising out of or related to these Terms of Service shall be resolved through negotiation between the parties. If the dispute cannot be resolved amicably, it shall be submitted to arbitration in accordance with the laws of Norway. The decision of the arbitrator shall be final and binding.

11. Changes to Terms

Financial reserves the right to update or modify these Terms of Service at any time. We will provide notice of any significant changes through our website. Your continued use of our services after changes have been made constitutes your acceptance of the new Terms of Service.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Norway, without regard to its conflict of law principles.

13. Severability

If any provision of these Terms of Service is determined to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms of Service constitute the entire agreement between you and Financial regarding your use of our services and supersede any prior agreements or understandings, whether written or oral.

Thank you for choosing Financial as your investment partner. We look forward to helping you achieve your financial goals.